Built inside a bank. Working in partnership with yours.
WHAT WE DO
We manage Term Loan B and Securities portfolios for banks.
Caird is a Dallas-based SEC Registered Investment Adviser that launched in April 2025 with $450 million in assets under management, focused on regulated financial institutions. We manage Term Loan B and Securities portfolios for banks alongside a broad range of balance sheet advisory services. Additionally, we source, underwrite, and consult on bilateral lending opportunities for banks and asset managers.
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TLB and broadly syndicated loan portfolios supporting C&I asset growth. Underwritten in-house, and approved by your committee.
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Securities portfolios tailored for optimizing duration risk, relative value across asset classes, NIM, and capital treatment.
Banks use Caird for needs addressing:
C&I/Loan Growth
Loan Portfolio Diversification
Excess Liquidity Deployment
Yield and NIM Optimization
Securities Portfolio Management
Bilateral Lending Opportunities
A platform that spans your needs - and balance sheet.
Banks face a unique set of challenges when it comes to optimizing their capital & risk allocation amidst ever-evolving regulatory landscapes and markets. Our solutions give you the flexibility you need to adapt and evolve. Here are a few ways that Caird helps clients achieve their goals:
Term Loan B Portfolios
As your fiduciary, we collaboratively curate and manage customized portfolios of liquid Term Loan Bs/Broadly Syndicated Loans designed to facilitate organic C&I asset growth, improve ROA and ROE while aligning with OCC Interagency Guidance.
Securities Portfolios
Bank securities portfolios are often overlooked and concentrated in long-duration holdings where the call option in Agency RMBS masks true spreads. We help banks rethink that allocation, diversify, and stop taking implicit rate views and creating asset/liability mismatches.
Capital Optimization
We help institutions navigate capital constraints through structured solutions designed around your specific regulatory position, creating flexibility without disrupting your core business.
Capital Markets Advisory
Our team has decades of experience in capital markets and inside banks. We advise on syndications, securitizations, forward flow arrangements, CRA strategies, CPACE, tax credits, HTCs, SPVs, and more.
Curated Deal Flow
We source deals through our broad network of relationships and conversations across the market. After underwriting and internal approval, we place them with banks whose geographic, industry, and risk profile make them the right fit.
Let’s Start the Conversation
Bring us your challenges. We'll craft an approach.
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